🏠 Household Payments

Updated Jun 22, 2026
🚨 WOW! Internet is past due — $120.00 due Upon receipt. Includes a $10 late fee and a $50 unpaid prior balance. NOT on AutoPay — pay it to avoid a service interruption.
Utilities due
$603.31
4 bills
Next due
Jul 1
9 days away
DTE Energy
Electric & Gas · •••• 4708 3
$248.95
▲ $54.28 (28%) vs last
DueJul 7
AutoPayOn
⚠ WATCHUp 28% vs last month and the highest of the last 3 ($209.94 → $194.67 → $248.95) — summer cooling load. AutoPay on. (Exact kWh is only on the DTE portal.)
🔄 Auto from Gmail
Consumers Energy
Gas · •••• 1479
$59.10
▼ $48.87 (45%) vs last
Last dueJun 12 · paid
AutoPayOn
Down 45% vs last month — heating season ending. AutoPay on; last payment $107.97 on May 14.
🔄 Auto from Gmail
AT&T Wireless
Phone · Wireless · •••• 6779
$175.26
▼ $24.75 (12%) vs last
DueJul 1
AutoPayOn
⚠ WATCHMonthly wireless down 12% ($200.01 → $175.26), auto-paid by bank draft. Heads-up: a separate $335.99 'AT&T BILL PAYMENT' also hit the Citi card on 5/28 — about $160 more than this bill, worth a check (device installment or a second line?).
🔄 Auto from Gmail
WOW! Internet
Internet · #274561901 · Internet 600
$120.00
▲ $70.00 (140%) vs last
DueUpon receipt
⚠ WATCHPAST DUE. Jun 15 bill = $60 internet + $10 late fee + $50 carried-over = $120. Unlike everything else, WOW is not on AutoPay — worth setting up.
📄 From statement
Card balances
$6,408.15
2 cards
Next due
Jul 4
12 days away
Citi
Costco Anywhere Visa •••• 1585
$6,270.56
▼ $1,216.65 (16%) vs last
DueJul 15
Min$63.00
AutoPayOn
⚠ OUTLIERBalance down 16% vs last cycle ($7,487 → $6,271); full balance on AutoPay Jul 7 → $0 interest. Spend was high this cycle ($6,406) — see the breakdown below. Costco cash back earned: $590.79.
📄 From statement
Capital One
Quicksilver card
$137.59
▲ $41.20 (43%) vs last
DueJul 4
Min$25.00
AutoPayOn
Up $41 (43%) vs last cycle ($96.39 → $137.59) — small. Min $25, AutoPay on. (Transaction-level breakdown not emailed — only the Citi card is itemized below.)
🔄 Auto from Gmail
Where it went
Citi · Costco Visa · May 20 – Jun 17 statement · tap a row to drill in
$6,400
total spend
05/20Amazon Marketplace$89.01
05/23Amazon Marketplace$22.86
05/25Amazon Marketplace$14.83
05/25Amazon Marketplace$14.83
05/26Amazon Marketplace$11.31
05/27Amazon Marketplace$47.65
05/27Amazon Marketplace$111.29
05/27Amazon Marketplace$135.64
05/28Amazon Marketplace$93.96
05/28Amazon.com$103.35
05/28Amazon Marketplace$111.29
05/28Amazon Marketplace$164.30
05/29Amazon Marketplace$28.08
05/29Amazon Marketplace$177.29
05/30Amazon.com$21.19
05/30Amazon Marketplace$126.10
05/30Amazon Marketplace$217.25
05/31Amazon Marketplace$101.70
05/31Amazon Marketplace$251.20
06/01Amazon Marketplace$334.89
06/01Amazon Marketplace$9.53
06/01Amazon Marketplace$47.65
06/09Amazon Retail$0.16
05/22Airalo eSIM$35.00
05/24Westin Detroit Metro Airport$82.00
05/31Airalo eSIM$24.30
05/31Airalo eSIM$25.07
06/09Airalo eSIM$22.12
06/13Greenhouse Cafe (IS)$73.70
06/13Orkan Fuel — Hvolsvelli$48.51
06/13Maikai Keflavik$15.30
06/13Midgard Restaurant Bar$158.33
06/14Glacier Goodies$3.21
06/14Freya Cafe$18.49
06/14Hotel Jokulsarlon$202.46
06/14Parka Skaftafell$8.92
06/15Orkan Fuel — Freysnes$56.65
06/15Hotel Skaftafell$120.96
06/15Hotel Jokulsarlon$11.90
06/16Fosshotel Reykholt$6.84
06/16Fosshotel Reykholt$13.27
06/16Freya Cafe$62.74
05/29The North Face — Somerset$324.36
05/31Great Lakes Crossing$127.18
05/31Great Lakes Crossing$252.76
05/20Walmart+ membership$98.00
05/23Apple$12.99
05/24Apple$31.79
05/25Apple$8.47
05/28AT&T$335.99
05/31Ultra Mobile$51.41
06/03Apple$10.59
06/06Apple$1.49
06/07YouTube Premium$15.99
06/10Apple$19.07
06/13Ultra Mobile$22.18
06/16Apple$53.00
05/24US Customs — Global Entry$25.00
05/24MI Secretary of State$24.41
05/30VFS Visa Services$19.71
06/02MI Secretary of State$516.64
06/04IL Tollway auto-replenish$10.00
05/20Peacocks Poultry Farm$28.16
05/20Nino Salvaggio$9.59
05/21Fresh Thyme$20.07
05/27New Bombay Grocers$196.16
05/27Costco Wholesale$217.29
05/30Peacocks Poultry Farm$37.06
05/31Hashem of Sterling Heights$12.98
06/02Pande Grocers$32.99
06/06Fresh Thyme$6.69
06/12Fresh Thyme$26.76
05/21Telly's Greenhouse$19.89
05/25Telly's Greenhouse$2.75
05/25Lowe's$61.78
05/25Bordine's Nursery$72.46
05/26Lowe's (PayPal)$8.48
05/27Telly's Greenhouse$10.58
05/27Bordine's Nursery$29.66
06/01Home Depot$15.89
05/21Lyft$11.88
06/05Uber$39.51
06/05Uber$42.27
06/11Hawk Transportation$80.00
05/27Costco Gas$33.20
06/06Exxon$19.65
06/10Costco Gas$58.63
06/02Morning Glo Cafe$17.13
06/03Morning Glo Cafe$13.17
06/09Ghirardelli$16.59
06/11Domino's$42.88
05/20CVS Pharmacy$2.09
05/20CVS Pharmacy$3.49
05/23Continental Vending$3.40
05/24Shelli's News Stand$5.19
06/07UPS Store$10.00
06/09CVS Pharmacy$1.40
06/14Canteen Vending$3.85
🎯 REDUCETap any category to see every charge in it. Amazon is the clear #1 — about a third of the month. The Iceland trip is one-time, but Amazon, retail/outlets, and subscriptions are the recurring levers to trim.
Rocket Mortgage
Loan •••• 9948 · AutoPay
$76,677.81
balance left
Rate
1.875%
fixed
Monthly
$3,359.32
AutoPay · due Jul 1
Payoff in
38
payments (~Aug 2029)
Principal$1,970.48/mo
Interest$119.81/mo
Escrow$1,269.03/mo
Escrow bal$9,295.31
Principal paid YTD$12,951.95
✓ 3 yr 2 mo left1.875% is an outstanding rate — about 94% of each payment goes to principal, so the balance is falling fast. Your extra $200/mo trims a few months off. With a rate this low, there's little interest cost to carrying it; extra principal is optional, not urgent. With your $200/mo extra: paid off ~May 2029 (≈35 payments).
📄 From statement